Posts Tagged ‘identity fraud’

How to protect yourself against identity fraud online

It’s no secret Identity fraud is one of the fastest growing crimes in the UK; we love online shopping for the deals and convenience and with more people banking online than ever, we are all sitting ducks when it comes to fraud schemes.

To combat this we all have to be vigilant online so we don’t fall prey to online identity fraud schemes.  As technology has gotten more sophisticated, so has cyber-criminals, they keep coming up with more inventive ways to scam us.

It’s really important that people remain vigilant whenever they are making financial transactions online and don’t allow themselves to become victims of scams or frauds.”

Here are a few things to look out for when online;

PHISHING SCAMS

Phishing is a common tactic used by hackers and identity thieves to acquire sensitive information like usernames, passwords and bank details. Fraudsters create a website identical to big brand sites and use an email link to direct you to the dodgy website, where you are asked to enter your personal information into what appears to be the trusted site’s ordinary log-in form. However, your details are actually collected and stored on a database which is likely to be sold on to another fraudster.

SOCIAL NETWORKING SCAMS

Sites such as Facebook, Bebo, Twitter, Linkedin and MySpace can seem like a bit of fun but be careful not to divulge personal information. Fraudsters use it to find out answers to personal questions such as your pet’s name, or maiden name – which are often security questions used to access bank accounts.

SPOOF WEBSITES

Such websites usually contain several spelling and grammatical mistakes as well as lots of pop-ups and banners; it is advisable not to give out any valuable information on such sites. Similarly, if you come face-to-face with any pop-ups telling you that you need to download software you’ve never heard of, close the window and try not to visit the site again.

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